Scottish Book Trust, in partnership with the Scottish Government, has created Skint!, an interactive learner-centred resource avaiable to download as a PDF. It has been developed to be specifically used within adult literacy and numeracy support groups but can also be used by other youth work practitioners.

Skint! consists of two illustrated storylines that explore issues and promote critical awareness around money management and responsibility. In addition, the stories take account of equalities and diversity in the representation of modern Scottish society and in the accessibility of the form(s) they take.

The stories and support notes are relevant to and at an appropriate level for young people, particularly those who find themselves socially or financially excluded, but also those at important transition points in their lives (leaving school/college, leaving care, starting a job, having a baby, etc.).

Skint! is most effective if used in existing support programmes, and as a starting point for discussions and other activities that will promote aspects of financial capability (making ends meet, keeping track of finances, planning ahead, choosing financial products and staying informed about financial matters).

Skint! was trialled during 2010 with nine groups across Scotland to ensure it provided an effective approach to help deliver literacy and numeracy education in a financial context.

To find out more and to download a PDF of Skint! visit the Scottish Book Trust website

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